Aetna Georgia Health Insurance

OVERVIEW

Aetna Georgia health insurance has been available since 2005. Aetna has 26 different plans for individuals, families and children.

You can purchase Aetna Georgia health insurance with or without dental coverage. Their dental plan is value priced offering routine cleanings and exams twice yearly at no charge. Other basic services are covered at 100% after satisfying a $25 annual deductible. Major dental services are discounted though Aetna's DHMO network.

HSA (Health Savings Account)

Aetna Georgia health insurance includes several copay plans and two HSA qualified plans.

The copay plans include an emergency room copay. All plans (including the HSA) cover annual exams for a nominal copay and there is no charge for routine mammography or pap smear. Major medical deductibles range from $0 to $10,000. Rx deductibles apply before you can access the Rx copay.

The HSA plans are issued on a split deductible basis with one deductible per person and a family deductible.

Some plans from Aetna do not cover brand name prescription drugs or outpatient benefits.

MATERNITY

Aetna does not offer maternity coverage, but like all health insurance companies in Georgia, complications associated with pregnancy are covered as any illness.

Georgia health insurance shop offers many options and some of the most competitive plans can be found through Aetna. With over a dozen plans to pick from we can help you find one to meet your needs and budget.

The HSA (Health Savings Account) is a popular choice for Georgia health insurance.
The Aetna health insurance plans include annual wellness exams with no waiting period.

Managed Choice Open Access and PPO High Deductible 5000 (HSA compatible) - No wait annual exam, deductible waived, $20 office fee. Insured pays 0% after the deductible. Out of pocket maximum is $5000 per individual.

Managed Choice Open Access and PPO High Deductible 3000 (HSA compatible) - No wait annual exam, deductible waived, $20 office fee. Insured pays 0% after the deductible. Out of pocket maximum is $3000 per individual.

Popular copay plans for those who are more comfortable with a fixed charge for office visits and Rx
and are willing to pay a little more for that convenience.

Managed Choice Open Access and PPO 5000 - No wait annual exam, deductible waived, $20 office fee. Insured pays 20% after the deductible. Unlimited office visits (deductible waived) with $40 copay (primary care); $50 copay for specialist. Emergency room copay $300 (waived if admitted). Annual out of pocket maximum including deductible is $10,000 per individual.

Managed Choice Open Access and PPO 3500 - No wait annual exam, deductible waived, $20 office fee. Insured pays 20% after the deductible. Unlimited office visits (deductible waived) with $35 copay (primary care); $45 copay for specialist. Emergency room copay $300 (waived if admitted). Annual out of pocket maximum including deductible is $10,000 per individual.

Managed Choice Open Access and PPO 2500 - No wait annual exam, deductible waived, $20 office fee. Insured pays 20% after the deductible. Unlimited office visits (deductible waived) with $30 copay (primary care); $40 copay for specialist. Emergency room copay $300 (waived if admitted). Annual out of pocket maximum including deductible is $5,000 per individual.

Managed Choice Open Access and PPO 1500 - No wait annual exam, deductible waived, $20 office fee. Insured pays 20% after the deductible. Unlimited office visits (deductible waived) with $25 copay (primary care); $35 copay for specialist. Emergency room copay $300 (waived if admitted). Annual out of pocket maximum including deductible is $3,000 per individual.

Value oriented copay plans for the budget minded who want the convenience of fixed charge
for office visits and Rx and are willing to pay accept an annual limit on the number of office visits.

Managed Choice Open Access and PPO Value 5000 - No wait annual exam, deductible waived, $20 office fee. Insured pays 30% after the deductible. Office visits limited to 6 per year (deductible waived) with $40 copay (primary care); $50 copay for specialist. Emergency room copay $300 (waived if admitted). Annual out of pocket maximum including deductible is $10,000 per individual.

Managed Choice Open Access and PPO Value 2000 - No wait annual exam, deductible waived, $20 office fee. Insured pays 30% after the deductible. Office visits limited to 6 per year (deductible waived) with $40 copay (primary care); $50 copay for specialist. Emergency room copay $300 (waived if admitted). Annual out of pocket maximum including deductible is $4,000 per individual.

High deductible copay plans for the extreme budget minded who will accept a higher deductible
but still want office copays. Brand name Rx is not covered under these plans.

Managed Choice Open Access and PPO Value 10000 - No wait annual exam, deductible waived, $50 office fee. Insured pays 30% after the deductible. Office visits (deductible waived) with $30 copay visits 1 - 2 (primary care); $30 copay visits 1 - 2 for specialist. Emergency room copay $300 (waived if admitted). Annual out of pocket maximum including deductible is $12,500 per individual.

Managed Choice Open Access and PPO Value 7500 - No wait annual exam, deductible waived, $20 office fee. Insured pays 20% after the deductible. Unlimited office visits (deductible waived) with $40 copay visits 1 - 6 (primary care); 20% after deductible for specialist. Emergency room copay $150 (waived if admitted). Annual out of pocket maximum including deductible is $10,000 per individual.

Preventive care plans for those who only want hospital and very limited outpatient coverage.
Outpatient doc and Rx is not covered.

Managed Choice Open Access and PPO Preventive and Hospital 3000 - No wait annual exam, deductible waived, $35 office fee. Insured pays 20% after the deductible. Office visits are not covered. Emergency room copay $100 (waived if admitted).. Annual out of pocket maximum including deductible is $5,000 per individual.

Managed Choice Open Access and PPO Preventive and Hospital 1250 - No wait annual exam, deductible waived, $25 office fee. Insured pays 20% after the deductible. Office visits are not covered. Emergency room copay $100 (waived if admitted).. Annual out of pocket maximum including deductible is $4,2500 per individual.