Atlanta Blue Cross Blue Shield Georgia health insurance quotes, specializing in low cost BCBSGA individual and family medical plans

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Blue Cross health insurance in Atlanta has been available since the 1930's. Blue Cross Blue Shield of Georgia has 21 different plans for individuals, families and children.

You can purchase Blue Cross of Georgia heatlh insurance with or without dental coverage. Their dental plan is mid-priced offering routine cleanings and exams twice yearly at a nominal charge. Other basic services are covered after satisfying a $50 annual deductible. The Blue Cross dental network is statewide and includes many dentiss.

Blue Cross health insurance in Atlanta includes several copay plans and two HSA qualified plans.

The copay plans include an emergency room copay. All plans (including the HSA) cover annual exams for a nominal copay. Major medical deductibles range from $750 to $20,000. Rx deductibles apply before you can access the Rx copay.

The HSA plans are issued on a single or family basis. They offer plans that cover expenses at 80% after the deductible as well as 100%.

Some plans from Blue Cross do not cover brand name prescription drugs or outpatient benefits.

MATERNITY

Blue Cross of Georgia offers maternity coverage, but only if you purchase a maternity rider at time of application. Like all health insurance companies in Georgia, complications associated with pregnancy are covered as any illness. Maternity benefits covered by the rider are available after the policy has been in effect for 12 months.

UNDERWRITING

Underwriting can be brutal and often requires a lot of patience. We pre-screen every application before sending it on to Blue Cross for review.

Blue Cross does not issue riders for pre-existing conditions. Instead, they surcharge the standard premium rates to account for the risk.

RATES

You can view Aetna health insurance plans and rates at their site or compare Blue Cross to other health insurance companies in Atlanta Georgia using our quote engine.

 
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