Georgia Health Insurance 411

Georgia health insurance resource in plain language

Georgia Health Insurance 411 header image 5

Entries from December 28th, 2009

Is Not For Profit Health Insurance the Answer?

December 28th, 2009 Comments Off

All of the rhetoric about health insurance reform seems to eventually come down to an argument about  . . . PROFIT. I seriously doubt those who say a profit motive is what is driving up the cost of health care, and health insurance premiums, have any real understanding of the economics of profit. If they [...]

Tags:

Santa’s Christmas Miracle

December 24th, 2009 Comments Off

This is a true story, as told by a professional Santa Claus of a real Christmas miracle which he experienced. A story that I think will cause YOU to believe …

Three years ago, a little boy and his grandmother came to see my Santa at Mayfair Mall in Wisconsin. The child climbed [...]

Tags:

Obamacare Continues to Grow

December 23rd, 2009 Comments Off

While Congress wants you to believe you are getting a Christmas present in the form of health insurance reform it is beginning to look more like a lump of coal. The reckless spending and political vote buying (with our money) is one thing, but the Senate bill is beginning to look like a “cram everything [...]

Tags:

Obamacare Dead?

December 17th, 2009 Comments Off

Obamacare, Pelosicare, whatever you want to call it seems dead this year. It never made much sense, at least not the way Congress was approaching it. There was no true health CARE reform, but rather insurance reform. Some would argue that CHANGE is needed, and no doubt the current system is not perfect, but the [...]

Tags:

10 Health Care Money Saving Tips

December 15th, 2009 Comments Off

Saving money on Atlanta Georgia health insurance is synonymous with saving money on health care. Each affects the other both when purchasing health insurance and going forward after the purchase.
When you apply for health insurance in Georgia, underwriters look at any and all medications you are taking, or have taken during the last 3 years. [...]

Tags:   ·

Hanukkah, the Festival of Lights

December 11th, 2009 Comments Off

Today at sundown begins the Festival of Lights, also known as Hanukkah.  This is (so I am told) considered a “low” holiday when compared to Rosh Hashanah or Yom Kippur. Often times Christians try to equate it to our own holiday of Christmas which is celebrated around the same time as Hanukkah, but Hanukkah is [...]

Tags:

No Penalty Loans on IRA’s and 401(k)’s

December 9th, 2009 Comments Off

You can now tap the money you have in most 401Ks and IRAs without incurring tax penalties.*
This loan is perfect for:
-Purchasing a Business
-Purchase Real Estate
-Better Yielding Investments
-So much more!!!
This is a low cost loan that is handled by tax accountants and Attorneys. The entire process takes less than 60 days. Rates start at [...]

Tags:

Health Care Math Problem

December 8th, 2009 Comments Off

Health care reform is supposed to guarantee health insurance to roughly 36 million Americans over the next 10 years at a cost of $1 trillion or more.
In simple terms, that is $100 billion per year for 10 years. That averages out to just under $2800 per individual per year . . . IF you believe [...]

Tags:  

How to Make Your Georgia Health Insurance Application Idiot Proof

December 8th, 2009 Comments Off

I see a lot of things on Georgia health insurance applications. Things that will make an underwriter cringe. Underwriters by nature are negative folks with an itchy trigger finger, ready to blow your application away.
The key to getting your health insurance application approved is to know what underwriter’s are looking for, what they need, what [...]

Tags:  

Why You Don’t Want a Rollback With BCBSGA

December 7th, 2009 Comments Off

Blue Cross of Georgia (BCBSGA) may try to talk you into a “rollback” of rates on renewal. They make it sound so good.
Just agree to let them implement a new 12 month pre-existing condition limit and you can drop your renewal by 30%, 40%, 50% or more. What could be easier?
Anyone who does this is [...]

Tags: